One wallet. Everything your money needs.
Is Airtm safe? Where is my money?
Yes. Airtm is registered with FinCEN and holds 100% of user balances in liquid assets. Your balance is held in USDC — a regulated stablecoin pegged to the US dollar, backed by regulated reserves. All transactions use 256-bit encryption.
How do I receive my first payment?
Once verified, you get a US Virtual Account (USVA) with a real account and routing number. Share it with your client or platform like any US bank account. For European clients you get a EURVA (European IBAN). Funds typically arrive in under 24 hours.
Is it free to create an account?
Yes. No monthly fees, no setup fees. Airtm charges a small transaction fee (under 2% on average) only when you move money. No hidden spreads.
What countries is Airtm available in?
Airtm is available in 190 countries, with strong local payment support in Argentina, Bolivia, Venezuela, Colombia, and Mexico — including local bank withdrawals, QR payments, and local currency conversion.
How long does verification take?
About 5 minutes. You will need your government-issued ID — passport, national ID, or driver's license. Most users are verified within minutes.